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National Home Members Health Plan Benefits Over-the-Counter Benefits (OTC)
 

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OTC Plan Benefits

The Care Improvement Plus Silver Rx (Regional PPO SNP)(PPO SNP) Plan offers an Over-the-Counter (OTC) Benefit which allows members to purchase much needed OTC products such as bandages, cold and allergy medicines, pain relievers, non-prescription medications, and some vitamins.

OTC Catalog
To review or print a copy of the Silver Rx (Regional PPO SNP)(PPO SNP) Over-the-Counter Benefit Catalog, click on the link below:

OTC Categories
The Over-the-Counter (OTC) items have been assigned to one of the following categories: Eligible Over-the-Counter Items, Dual-Purpose OTC Medications and Products, and Excluded OTC Products (non-eligible expenses). A detailed description of each category can be found below.

Eligible Over-the-Counter Items - include medicines or products that alleviate or treat injuries or illness. You do not need to provide a statement from a medical provider or indicate a diagnosis in order to receive reimbursement.

Dual-Purpose OTC Medications and Products - Do not require a letter of medical necessity from a physician, however, Care Improvement Plus encourages members to have appropriate conversations with their personal provider and have their personal provider orally recommend the OTC item for a specific diagnosable condition prior to purchase.

Excluded OTC Products (non-eligible expenses) - include products that are not covered under this benefit, such as: baby medicines, dehydration drinks, dry skin lotions, food supplements, contraceptives, dairy care, lactaid milk, certain smoking cessations aids not covered under Part B, certain diabetic supplies may be covered under Part B or Part D, shampoos for dandruff, and hair-loss products.

How to place an order
You can place an order one of two ways:
  • By phone - OTC Specialists are available Monday - Friday from 8:00am to 8:00pm EST at 1-800-355-8130 (TTY: 1-800-355-8224). Be ready to tell the OTC Specialist the item number of the product(s) you would like to order.
  • By mail - There is an order form at the back of the catalog. Tear out the form, complete the form, and mail it back in the postage paid envelope. Once your order is received, please allow 7 - 10 days for delivery.
Helpful Information
  • If you have questions or would like to place an order over the phone, OTC Specialists are available Monday - Friday from 8:00am to 8:00pm EST at 1-800-355-8130 (TTY: 1-800-355-8224).
  • When mailing an order form, the month we receive your form is the month the amount you spent will be applied to. For example, if you mail your order form on June 29th, but we receive it on July 1, the amount of your order will be applied to your July benefit, not your June benefit
  • If you're getting close to the end of the month and you do not think your order form will be received in time, you can always call in your order.
  • Orders may only be placed by the member, an authorized representative verbally approved by the member at time of the order, and/or the member's power of attorney representative on file.
  • OTC products are intended for member use only.
  • Once your order is received, please allow 7 - 10 days for delivery.
  • Products may not be purchased at a local retail pharmacy or through any other source other than the Care Improvement Plus Over-the-Counter (OTC) Catalog.
  • If you disenroll from Care Improvement Plus, your Over-the-Counter (OTC) benefit will automatically terminate.
  • Returns are not accepted.
  • There are some items listed in this catalog that may also be covered under your Part B (medical) benefit or Part D (pharmacy) benefit. These items have a *B or a *D after their name. For example, alcohol pads are covered under Part D if they are used for the purpose of administering insulin. For all other purposes, this item is covered under your OTC benefit.


This page was last updated on: 1/20/2012 1:45:18 PM

Copyright © 2006 - 2012 Care Improvement Plus
Y0072_R2E12_4511 CMS Approved 02/10/2012

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Care Improvement Plus is a Medicare Advantage organization with a Medicare contract. Care Improvement Plus is owned by XLHealth Corporation, a UnitedHealthcare company. The Care Improvement Plus contract with CMS is renewed annually and coverage availability beyond the end of the current contract year is not guaranteed. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1, 2013.

The benefit information provided herein is a brief summary, but not a comprehensive description of available benefits. For more information contact the plan. To be eligible for a Care Improvement Plus plan you must be a Medicare beneficiary living in Arkansas, Georgia, Missouri, South Carolina, Texas and select counties in Illinois, Iowa, Indiana, Maryland, New Mexico, New York, Wisconsin and have both Medicare Part A and Part B to enroll.

To be eligible for a Care Improvement Plus Chronic Conditions Special Needs Plan, you must have diabetes and/or heart failure. To be eligible for Care Improvement Plus Dual Advantage, you must be enrolled in state Medicaid and be a dual eligible beneficiary whom the State holds harmless for Part A and Part B cost sharing.

Members may enroll in the plan only during specific times of the year. Contact Care Improvement Plus for more information. If you have diabetes, heart failure, or Medicaid/Low Income Subsidy, you may qualify to enroll in a Care Improvement Plus Special Needs Plan ANYTIME of the year by exercising a “Special Election Period.

You must continue to pay your Medicare Part B premium. If you are a full benefit dual beneficiary and your Part B premium is paid for by the State, you will not be responsible for paying your Part B premium. Premiums, copays, coinsurance and deductibles may vary based on the level of help received. Limitations, copayments and restrictions may apply.

You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call:

  • 1–800–MEDICARE (1–800–633–4227). TTY users should call 1–877–486–2048, 24 hours a day/7 days a week;
  • The Social Security Office at 1–800–772–1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1–800–325–0778; or
  • Your State Medicaid Office.

People with limited incomes may qualify for extra help to pay their prescription drug costs. If eligible, Medicare could pay for 75% or more of your drug costs including monthly prescription drug premiums, annual deductibles, and coinsurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this extra help, contact your local Social Security office, or call Social Security at 1–800–772–1213.TTY users should call 1–800–325–0778. You can also apply for extra help online at www.socialsecurity.gov/prescriptionhelp. If you qualify for extra help with your Medicare prescription drug coverage costs, Medicare will pay all or part of your plan premium. If Medicare pays only a part of this premium, we will bill you for the amount that Medicare doesn’t cover.

Premiums, copays, coinsurance, and deductibles may vary based on the level of help that beneficiaries may receive. Contact the plan for further details. Eligible beneficiaries must use network pharmacies to access their prescription drug benefit, except under nonroutine circumstances, and quantity and restrictions may apply. It may cost more to get care from out–of–network providers, except in an emergency. If there isn’t a network provider available for you to see, you can go to an out–of–network provider but still pay the in–network amounts except for members who live in our Maryland service areas. Those members can only use doctors, specialists, or hospitals in–network. The health providers in our network can change at any time.

Y0072_R3E12_4511 CMS Approved 02/09/2012