Care Improvement Plus Medicare Advantage Plan
Care Improvement Plus Medicare Advantage plan is designed for those beneficiaries without special needs, such as spouses and caregivers of our Special Needs Plan members.
With comprehensive medical, hospital and prescription drug coverage, and a variety of valuable extra benefits and services, Care Improvement Plus Medicare Advantage Plan provides high quality healthcare with low-cost premiums and an open-access provider network.
Care Improvement Plus Medicare Advantage Plan includes more benefits and services than Original Medicare, such as enhanced coverage for dental, vision, and transportation.
Why would Care Improvement Plus offer a standard Medicare Advantage plan?
Care Improvement Plus appreciates that our special needs plan members have loved ones and caregivers who would prefer to receive their healthcare coverage from the same organization. For these beneficiaries and others, Care Improvement Plus has designed its Medicare Advantage plan to offer the same high quality benefits and services our special needs plan members receive.
Caregiving Statistics:
- More than 50 million people, provide care for a chronically ill, disabled or aged family member or friend during any given year 1
- 30% of family caregivers caring for seniors are themselves aged 65 or over 2
- The need for family caregivers will increase in the years ahead. People over 65 are expected to increase at a 2.3% rate, but the number of family members available to care for them will only increase at a 0.8% rate 3
- Out of pocket medical expenses for a family that has a disabled member who needs help with activities of daily living (eating, toileting, etc.) are more than 2.5% greater (11.2% of income compared to 4.1%) than for a family without a disabled member 4
Sources:
- 1 U.S. Department of Health and Human Services, Informal Caregiving: Compassion in Action. Washington, DC: 1998, and National Family Caregivers Association, Random Sample Survey of Family Caregivers, Summer 2000, Unpublished
- 2 Source: U.S. Department of Health and Human Services, The Characteristics of Long-term Care Users. Rockville: Agency for Healthcare Research and Quality, 2001.
- 3 Source: Mack, Katherine and Thompson, Lee with Robert Friedland. Data Profiles, Family Caregivers of Older Persons: Adult Children. The Center on an Aging Society, Georgetown University, page 2, May 2001.
- 4 Source: Drs. Altman, Cooper and Cunningham, "The Case of Disability in the Family: Impact on Health Care Utilization and Expenditures for Non-disabled Members," Milbank Quarterly 77 (1) pages 39 – 75, 1999.
This page was last updated on: 11/13/2009 3:27:20 PM
