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Medicare/ Full Medicaid Special Needs Plan

Medicare Parts A, B and D

Are you a Medicare beneficiary who has both Medicare (Parts A and B) and Full Medicaid?*

Here's a plan that offers more benefits, care, and services to help you better manage your health.

Care Improvement Plus currently covers more than 20,000 members who have both Medicare and Full Medicaid. We understand it can be confusing as to what Medicare covers and what Medicaid covers. As a result, Medicare beneficiaries may not be getting all the benefits, care, and services they're entitled to. We can help Medicare beneficiaries get more benefits, care, and services with our Care Improvement Plus Dual Advantage (PPO SNP) plans.

Our Care Improvement Plus Dual Advantage Plan is for beneficiaries with both Medicare and Full Medicaid features:
  • $0 monthly plan premium
  • $0 cost sharing (no copayments, coinsurance, or deductibles) for Medicare covered services
To be eligible for our Dual Advantage (PPO SNP) Plans you must reside in the following counties:
Dual Advantage (PPO SNP) COUNTIES:
Arkansas: Ashley, Benton, Boone, Bradley, Carroll, Franklin, Jefferson, Logan, Lonoke, Madison, Miller, Ouachita, Pulaski, Scott, Sebastian, Washington

Additional services - well beyond what's provided by Original Medicare:
Care Improvement Plus has an Open Access Provider Network, with no referral requirements. This lets beneficiaries go to any Medicare-approved provider that will accept payment from our plan and Medicaid. In addition, beneficiaries also get:

  • Vision benefits
  • Preventive dental coverage
  • Transportation benefits
  • Podiatry care
  • 24/7 Nurse Hotline
  • Preventive health care
  • Emergency care
  • Durable medical equipment benefits
  • Social Service Coordinators program – to help members better manage out-of-pocket expenses for health care, prescription drugs, utility bills, and more. (With this benefit, members may be able to find assistance programs they qualify for, but didn't know about.)
  • And more...

You must be entitled to Medicare Part A, enrolled in Part B, and enrolled in state Medicaid (specifically QMB or QMB Plus and SLMB Plus in Texas), and dual eligible beneficiaries whom the state holds harmless for Part A and Part B cost sharing. However, individuals with End Stage Renal Disease are generally not eligible to enroll in Care Improvement Plus Dual Advantage (Regional PPO SNP) (PPO SNP) unless they are members of our organization and have been since their dialysis began.

** If you are a full benefit dual beneficiary and your Part B premium is paid for by the State, you will not be responsible for paying your Part B premium.



This page was last updated on: 9/12/2011 11:04:03 AM

Copyright © 2006 - 2012 Care Improvement Plus
Y0072_OE12_4511 CMS Approved 11/15/2011

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Care Improvement Plus is a Medicare Advantage organization with a Medicare contract. Care Improvement Plus is owned by XLHealth Corporation, a UnitedHealthcare company. The Care Improvement Plus contract with CMS is renewed annually and coverage availability beyond the end of the current contract year is not guaranteed. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1, 2013.

The benefit information provided herein is a brief summary, but not a comprehensive description of available benefits. For more information contact the plan. To be eligible for a Care Improvement Plus plan you must be a Medicare beneficiary living in Arkansas, Georgia, Missouri, South Carolina, Texas and select counties in Illinois, Iowa, Indiana, Maryland, New Mexico, New York, Wisconsin and have both Medicare Part A and Part B to enroll.

To be eligible for a Care Improvement Plus Chronic Conditions Special Needs Plan, you must have diabetes and/or heart failure. To be eligible for Care Improvement Plus Dual Advantage, you must be enrolled in state Medicaid and be a dual eligible beneficiary whom the State holds harmless for Part A and Part B cost sharing.

Members may enroll in the plan only during specific times of the year. Contact Care Improvement Plus for more information. If you have diabetes, heart failure, or Medicaid/Low Income Subsidy, you may qualify to enroll in a Care Improvement Plus Special Needs Plan ANYTIME of the year by exercising a “Special Election Period.

You must continue to pay your Medicare Part B premium. If you are a full benefit dual beneficiary and your Part B premium is paid for by the State, you will not be responsible for paying your Part B premium. Premiums, copays, coinsurance and deductibles may vary based on the level of help received. Limitations, copayments and restrictions may apply.

You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call:

  • 1–800–MEDICARE (1–800–633–4227). TTY users should call 1–877–486–2048, 24 hours a day/7 days a week;
  • The Social Security Office at 1–800–772–1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1–800–325–0778; or
  • Your State Medicaid Office.

People with limited incomes may qualify for extra help to pay their prescription drug costs. If eligible, Medicare could pay for 75% or more of your drug costs including monthly prescription drug premiums, annual deductibles, and coinsurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this extra help, contact your local Social Security office, or call Social Security at 1–800–772–1213.TTY users should call 1–800–325–0778. You can also apply for extra help online at www.socialsecurity.gov/prescriptionhelp. If you qualify for extra help with your Medicare prescription drug coverage costs, Medicare will pay all or part of your plan premium. If Medicare pays only a part of this premium, we will bill you for the amount that Medicare doesn’t cover.

Premiums, copays, coinsurance, and deductibles may vary based on the level of help that beneficiaries may receive. Contact the plan for further details. Eligible beneficiaries must use network pharmacies to access their prescription drug benefit, except under nonroutine circumstances, and quantity and restrictions may apply. It may cost more to get care from out–of–network providers, except in an emergency. If there isn’t a network provider available for you to see, you can go to an out–of–network provider but still pay the in–network amounts except for members who live in our Maryland service areas. Those members can only use doctors, specialists, or hospitals in–network. The health providers in our network can change at any time.

Y0072_R3E12_4511 CMS Approved 02/09/2012